GOOD ways to save money
Just a few days ago I received a call from my College
Friends Innovation. Just three months before, she has been selected in the
government job. After working hard, he got this job. This was his first call
after I got into a job. Talking - the sudden thing happened on the salary. But
one thing of innovation surprised me.
John was saying that he can not save from his salaries. All
the money gets over after getting salaries and till the last of the month I
have no money left.
Our talk on the phone ended after a while. The talk of both
of us ended, but forced me to think of the innovative thing as it is not just
with the same today, but many people today are such that they work very hard
and they get salaries but they Can not save anything special from your
salaries. That is very important to us.
Saving is an art and it comes from our plan thinking of it.
Friends ! If you take some unique measures of savings, you can easily save a
lot. Here we are giving you some tips on which you can increase your savings.
How to Save money
Money Is Life
Easy Way to Save
Start saving from today:
The first thing is that you learn to save from the
beginning. As soon as you learn the quality of saving, the sooner you will
start getting its Benifit. You must definitely save 15 to 20% of your Pocket
Money. When you save some of your money, this money will be available at the
time of your Emergency.
Prepare your budget:
You must know about your own and your family's expenses. You
will have an idea of which of your expenses is spent by the end of the month.
So prepare a complete budget of the month and when you get the salary, first of
all, take out a part for those things that cost you the most.
Such as expenditure on ration, electricity bill, its internet
connections, mobile bills and children). Likewise, take care of your other
small things, and save your money from them. By making such a budget you will
have the advantage that your salary will last for a whole month and there will
be no difficulty in the middle.
Money in Bank Account:
If you keep your savings in a bank account, then this is a
very good habit because your money is saved in the bank and you also get the
benefit of profit. Nowadays, interest is earned from 4 to 6 per cent on Savings
Account. In this way, your money will be deposited in the bank and you will
avoid spending it in the middle.
Keep your money accounted for:
You keep track of your money every month and keep the notes
in the diary. Keeping notes of whatever you spend or purches every day, you
will know by the end of the month that in which things your money is
unrealized. You will benefit from this that you will be able to make your own
budget and you will get an idea of your needs and ideas will also come to
save money.
Skip bad habits:
From bad habits, here means the things in which you spend
your money in extra time. Alcohol, cigarettes, gutkha and pan masala It is such
a thing that your money is spent only on your health and there is also a
negative effect on your health. Think of yourself, if you spend 50 rupees on a
cigarette in a day, then 1500 rupees per month goes to the extra cost of your
cigarette. So left out of such unnecessary expenditure and left their bad
habit.
Take care of your home furnishings:
You should care for your mobile, clothes, shoes and the same
accessories of the house (TV, fridge, fan, cooler, gas). Keep the house stuff
well clean. If there is some defect in something, then fix it. If you bring the
same thing new you may have to spend a lot that will affect your savings. If
you take proper care of the household items, they will run for long periods and
will save your money.
Save power:
Friends! If you learn to save electricity then you can save
your money. The more power you save, the more money you save.
You use the energy saving product. For example - use CFL or
LED lights instead of normal bulb. When the power is not needed, then light
off. Watch TV only when you need it Similarly, save electricity and save your
money.
Take advantage of Sell:
Cell phones are now being loaded in many online websites and
shops. In which you get more luggage at a lower price. Along with getting good
stuff, you get good discounts as well. Instead of making small purchases from
shops, you can shop at a large store simultaneously. This will save you a lot
of money.
